Monday, December 6, 2010

Lending rates still high

Lending rates of the banking industry showed an increase towards the end of 2010. Bank Indonesia recorded a Bank Loan Interest Rate Basis on average increased by 3 bps.
Risk in the real sector is still high relative is the main reason. This will cause the loan disbursements less inhibited.

While the development of effective interest rates tend to be more stable foreign currency loans. The increase in lending rates on average by 3 bps due to higher interest rates than consumer loans are up 24 bps. Effective consumer loan interest rates for the rupiah still appear higher than the lending rates for working capital and investment loans effectively, especially in group.